Privacy Policy | Educo Advisor Group

Our commitment to your privacy

Educo Advisor Group (“Educo,” “we,” “us”) protects the personal information of our clients, prospective clients, and website visitors. This policy explains what we collect, how we use it, who we share it with, and the choices you have.

Educo Advisor Group is an independent wealth management practice. Our financial professionals are registered representatives of, and offer securities through, LPL Financial LLC, member FINRA/SIPC, and offer advisory services through LPL Financial, a registered investment advisor. Because your accounts are held and serviced through LPL Financial, your personal financial information is also governed by the LPL Financial Privacy Notice, which is delivered to you when you open an account and annually as required by law. If anything in this policy appears to conflict with the LPL Financial Privacy Notice for information related to your accounts, the LPL Financial Privacy Notice controls.

This policy applies to information collected:

Through our website, www.educoadvgrp.com, and the forms, scheduling tools, newsletters, and downloadable resources offered on it
In meetings, phone calls, emails, and other communications with our team
From third parties in the course of providing financial planning, brokerage, and advisory services to you

Information we collect

The information we collect depends on the services you receive from us.

Category	Examples	How we collect it
Identifying information	Name, address, phone, email, date of birth, Social Security number, government ID	Account applications, new-client paperwork, meetings
Financial information	Income, assets, account balances and transactions, retirement assets, tax returns, estate documents	Discovery meetings, planning questionnaires, documents you provide
Investment profile	Investment experience, objectives, risk tolerance, time horizon	Risk questionnaires, conversations with your advisor
Information from others	Account data from LPL Financial and custodians, credit bureau data, information from your CPA or attorney with your permission	Third parties, with your authorization where required
Website and contact information	Name, email, phone, and message content you submit	Contact forms, appointment scheduling, newsletter sign-up, resource downloads
Technical information	IP address, browser type, device type, pages visited, referring site	Cookies and analytics tools (see “Website, cookies, and analytics” below)

We do not knowingly collect personal information from children under 13 through our website. If you are a parent or guardian and believe your child has provided us personal information, please contact us and we will remove it.

How we use your information

We use personal information to:

Open, maintain, and service your accounts and process transactions
Prepare financial plans and provide investment recommendations suited to your circumstances
Respond to your inquiries and schedule meetings
Send newsletters, educational content, and event invitations you request (you may unsubscribe at any time)
Meet our legal, regulatory, and recordkeeping obligations, including FINRA and SEC requirements
Detect and prevent fraud, identity theft, and financial exploitation
Operate, secure, and improve our website

How we share your information

We do not sell your personal information. We share it only as described below.

Who we share with	Why	Can you limit it?
LPL Financial and its affiliates	To process transactions, maintain accounts, supervise our activities, and meet regulatory requirements	No. See the LPL Financial Privacy Notice for LPL's own sharing practices and your opt-out choices
Service providers working on our behalf	Technology, data storage, CRM, financial planning software, email, scheduling, and website hosting. Each is contractually required to keep your information confidential and use it only for the services they provide to us	No
Professionals you authorize	Your CPA, attorney, trustee, or other advisors, when you direct or permit us to coordinate with them	Yes. Sharing happens only with your consent
Regulators and legal authorities	To respond to regulatory examinations, subpoenas, court orders, or as otherwise required or permitted by law	No
Trusted contact person	If you have named one, we may contact them about suspected financial exploitation, or to confirm your health status, contact details, or the identity of a legal guardian, as permitted by FINRA Rule 2165 and FINRA Rule 4512	Yes. Naming a trusted contact is optional
Nonaffiliated companies for marketing	We do not share your information with outside companies so they can market to you	Not applicable

If your financial professional leaves LPL Financial. Under LPL’s privacy practices and the Protocol for Broker Recruiting, a departing financial professional may be permitted to take limited client contact information (name, address, phone, email, and account titles) to a new firm. You may limit this sharing using the opt-out process described in the LPL Financial Privacy Notice.

Business transitions. If our practice is sold, merged, or transitioned to a successor financial professional, client information may be transferred as part of that transaction, subject to LPL Financial’s policies, your account agreements, and applicable law. We will notify you before any such transfer and describe any choices you have.

Your choices and rights

Marketing emails. Every newsletter includes an unsubscribe link, or you can contact us to be removed.
Sharing limits. Federal law gives you the right to limit some, but not all, sharing of your information. To exercise opt-out rights for your LPL accounts, follow the instructions in the LPL Financial Privacy Notice or call LPL at (855) 804-3041.
Joint accounts. Privacy choices made by any account holder apply to all holders of that account.
Access and correction. You may ask to review or correct personal information we hold about you by contacting us.
State residents. Residents of some states have additional rights. California and North Dakota residents: we will not share your information with companies outside Educo and LPL except with your consent or as the law allows. Vermont residents: we will not share your creditworthiness information with affiliates, or your personal, financial, credit, or health information with nonaffiliated third parties for marketing, except as Vermont law permits or with your authorization.

Requests to delete website information. You may ask us to delete information you submitted through our website, such as a newsletter sign-up or contact form. We will honor these requests except where securities regulations require us to keep records, including communications with our firm.

How we protect your information

We maintain administrative, technical, and physical safeguards designed to protect your information, consistent with the SEC’s Regulation S-P and LPL Financial’s information security requirements. These include:

Multi-factor authentication and encryption for systems that store client information
Secure, encrypted methods for exchanging documents. Please do not send Social Security numbers, account numbers, or passwords through our website contact form or regular email
Access limited to team members who need the information to serve you, all of whom are trained on privacy and confidentiality
Written agreements requiring our service providers to protect your information and notify us promptly of any security incident
Secure disposal of paper and electronic records when no longer needed
An incident response program. If your sensitive information is reasonably likely to have been accessed or used without authorization, we will notify you as required by law, generally within 30 days

While we work to protect your information, no method of transmitting or storing data over the internet is completely secure, and we cannot guarantee absolute security.

Website, cookies, and analytics

Our website uses cookies and similar technologies to make the site work, remember preferences, and understand how visitors use it. We currently use Google Analytics, Schedule Once, and Constant Contact. These tools may collect your IP address, device and browser information, and pages viewed. We do not use this information to identify you personally unless you submit it to us through a form.

We use three types of cookies:

Session cookies are temporary and are deleted when you leave the site. They let the site function properly.
Persistent cookies stay on your device for a set period to remember your preferences.
Third-party cookies are set by the analytics, scheduling, and email tools listed above to measure site use and support those features. We do not use cookies for advertising or to track you across other websites.

You can block or delete cookies through your browser settings; some site features may not work properly if you do. To prevent Google Analytics from using your data, you can install the Google Analytics Opt-out Browser Add-on. Google’s own practices are described in its privacy policy. Our site does not currently respond to browser “Do Not Track” signals.

Information you submit online. Information you submit through our contact form, scheduling tool, newsletter sign-up, or resource downloads is used to respond to you and send the materials you requested. Submitting a form does not create a client relationship. Electronic communications with our team are retained and may be reviewed by LPL Financial as required by securities regulations.

Links to other websites. Our site links to third-party websites, including LPL Financial, FINRA Broker Check, the SEC’s Investment Adviser Public Disclosure site, and podcast platforms. We are not responsible for the privacy practices of those sites; please review their policies. A link to a third-party site is provided for convenience and does not mean we endorse or are responsible for its content.

Accessibility

We want our website to be usable by everyone, including people with disabilities. If you have difficulty accessing any part of our site, please contact us and we will provide the information in another format.

Former clients

When you are no longer a client, we continue to protect your information as described in this policy and retain records for the periods required by securities regulations.

Changes to this policy

We may update this policy from time to time. The “Last updated” date below shows when it was last revised. Material changes affecting how we share client information will also be reflected in the privacy notice delivered to you by LPL Financial.

Contact us

Questions about this policy or your information:

Educo Advisor Group
135 Technology Dr, Suite 318, Canonsburg, PA 15317
724-749-5889 | info@educoadvgrp.com

For questions about LPL Financial’s privacy practices, visit www.lpl.com or write to LPL Financial, Attn: Privacy Office, 1055 LPL Way, Fort Mill, SC 29715.

Last updated: 10/02/2026

Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. Educo Advisor Group and LPL Financial are separate entities.

Educo Advisor Group Privacy Policy