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Financial Planning That Fits Your Life

Financial planning should leave you more informed and better prepared, not more confused about what you paid for.

We offer several levels of service, from help with one specific question to a fully coordinated plan. We will talk through what you need, explain your options, and recommend the level that makes sense. You will know the price before you agree to anything.

Schedule a 20-Minute Fit Call
Couple meeting with a financial advisor to discuss their financial goals and planning
Planning fees

Find the Right Level of Planning

What planning costs depends on how much help you need. Some clients arrive with one or two questions. Others need coordinated guidance across taxes, estate, investments, and a business at the same time.

Our fees are built around the six core areas of financial planning:

  • Cash flow and debt
  • Risk management
  • Investments
  • Tax-aware planning
  • Retirement
  • Estate
Level Fee
Limited Scope $2,500*
Fundamental plus Tax Planning $5,000
Fundamental plus Tax Planning plus Estate Planning $7,500
Advanced, High Net Worth, or Business Owner $10,000**

* Limited Scope covers one of the six core areas, or two at most.

** For advanced, high net worth, and business owner situations, planning starts at $10,000 and can increase with complexity. All fees are discussed and agreed to before the engagement begins and hold for one year (12 months) from the date of the signed service agreement.

Not sure which one you need?

That is what the first conversation is for. Twenty minutes, and you will leave knowing which level fits and what it costs. Nothing is expected of you beyond the conversation.

Schedule a 20-Minute Fit Call
Asset management

Professional Help Managing Your Investments

Our asset management service provides ongoing management of your portfolio. We start by understanding what the money is for, when you are likely to need it, and how you handle a market that is moving against you. Then we build and manage the portfolio around those answers.

Fees are based on the amount we manage. The percentage comes down as the balance goes up.

Assets under management Annual fee
$0 to $2,000,000 1%
$2,000,000.01 to $4,000,000 0.6%
$4,000,000.01 to $10,000,000 0.4%
$10,000,000.01 and above 0.25%

* Additional fees may apply for third-party managed assets.

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Couple meeting with a financial advisor to discuss their financial goals and planning
PLANNING WITH ASSET MANAGEMENT

Keep the Plan and the Portfolio Connected

Your investments are one part of a larger picture, and a portfolio that drifts away from the plan it was built for stops doing its job.

Clients who use our investment management can add ongoing financial planning for an annual fee. That keeps us reviewing the major changes in your life and adjusting the plan to match, rather than looking at the portfolio in isolation.

Assets under management Annual planning fee
Under $500,000 $500 per year
Over $500,000 $250 per year
Family pricing

Financial Guidance for Your Children

Good financial habits are easiest to build early, and the hardest conversations to have are the ones nobody starts.

We offer discounted planning for the adult children of current clients who are beginning to manage their own money. We help them organize their priorities, understand their choices, and get comfortable making decisions on their own.

Assets under management Annual fee
Under $500,000 $500 per year
Over $500,000 $250 per year

Available to the children of current clients, up to age 30.

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Financial Planning FAQ

Yes. We explain the fee and exactly what the service includes before the planning work begins and before you sign anything. No planning work starts without an agreed price.

Twelve months from the date of the signed service agreement.

They are separate services. Investment management is priced on assets under management. Clients who use our investment management can add ongoing financial planning at the reduced annual rates shown above.

We would rather find that out before you pay than after. If the first conversation surfaces something that changes the scope, we tell you and re-quote before the work begins.

MORE FAQ

Ready to See If
Educo Advisor Group
Is the Right Fit?

Twenty minutes to talk through where you are, what you are trying to solve, and which level of planning makes sense.

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