“Everything that we know, we learned somewhere.”

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In Episode 4 of the More Than Money Podcast, Jake Cuthbert, CFP®, CEO of Educo Advisor Group, sits down with Ray George of MLS Mindful Therapy, a therapist with more than 16 years in the field and over a decade of private practice experience.

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Together they explore how psychology, upbringing, and behavior influence the financial decisions people make. Money is often viewed through numbers, but in reality many financial choices are shaped by emotions, early experiences, and learned behaviors.

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In this episode we discuss:

• Why money is one of the biggest sources of stress in relationships

• How upbringing and early experiences shape our relationship with money

• Why emotional decision-making can lead to rash financial choices

• ADHD and neurodivergence and how they affect financial habits

• Practical strategies like automation, accountability, and structure

• Why simplifying financial steps helps people follow through

• The importance of authenticity and communication in leadership and workplace culture

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This conversation explores the intersection of psychology, behavior, and financial decision-making, and why understanding the human side of money can lead to better outcomes.

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Whether you’re trying to make better financial decisions, understand the emotional side of money, or create systems that actually work for you, this episode is for you.

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LinkedIn: Educo Advisor Group

Facebook: @educoadvgrp

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Educo Advisor Group helps individuals and families build confidence in their financial future through education, communication, and guidance.